Industry

Payments

Equifax empowers payment providers with differentiated data, analytics, and AI-driven fraud tools to reduce friction, prevent fraud, and accelerate merchant onboarding.

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Smarter Data for a Faster, Safer Payments Ecosystem

Data is the driving force behind payments innovation. We deliver predictive insights, differentiated data, and cloud-native agility to payment processors, acquirers, PayFacs, merchant service providers, and digital wallet platforms. From streamlining merchant onboarding to preventing fraud and chargebacks, we equip you with the intelligence to accelerate growth, reduce risk, and shape the future of payments.
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Up to 99% chargeback reduction using AI-driven prevention tools

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Get the most robust views of your customers. 32B interactions: payments, transactions, location, digital identifiers

Solve Key Challenges in Payments

Enhance your payment strategies with smarter solutions. Our powerful data and advanced analytics streamline your operations. We use automated approvals to reduce friction and minimize risk during onboarding, making customer acquisition, account management, and transaction processing simple. Partner with us to protect your business from fraud and financial crime, ensuring compliance and adding value to every payment offering.

Explore Our Featured Payments Solutions

B2bConnect Plus

Accelerate merchant prospecting and risk assessment with commercial insights.

Business Verification Solution

Automate merchant onboarding with fast, compliant KYB verification.

Digital Identity Trust

Authenticate users and prevent identity fraud with advanced verification tools.

Absolute PD

Identify overall portfolio risk, risk in key segments and customer base, to make agile and informed business decisions.

Optimal Path™

Engage consumers and merchants with data-driven targeting for wallet growth.

Business Credit Reports

Access deep insights to evaluate merchants’ financial health.

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You can find 60M+ U.S. based business records with B2bConnect Plus.

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Access fresh, accurate data on U.S. business revenue & growth from 50%+ of credit & debit cards.

Resources and Insights for Payments Leaders

Differentiate Your Payments Strategies

Let us help you put data to work. Our powerful data and advanced analytics are designed to simplify your operations, reduce friction, and mitigate risk across all your relationships. This enhanced efficiency is your competitive edge, allowing you to differentiate your payment offerings with integrated solutions that prevent fraud, control chargeback volumes, and ensure robust financial crime compliance.

Explore All of Our Payments Solutions

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    Get exclusive access to the IXI Network, a direct-measured database of consumer assets. Use powerful insights to optimize your marketing, target the right customers, and drive growth with confidence.

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    Detect and Mitigate Fraud

    We help you fight fraud at every stage of the customer journey, leveraging the right solution at the right time without disrupting the customer's experience.

    Uncover Fraud Solutions
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